Loan Fees and Repayment

1) Provide your info

Fill out our simple and secure form to send your information to lenders for review. Our marketplace is free for you to use and you may be able to find a lender in minutes.

2) Lender review

Your information is reviewed by lenders instantly to determine if they would like to work with you. Each lender follows their own previously established requirements to make a decision. If a lender decides they would like to work with you, you will be redirected to their website where you complete the lender’s forms, review the loan terms, and if agreeable to you, accept the loan. In many cases, the lender will then contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, or text messages, and you will want to respond in a timely manner to ensure that your money is deposited as quickly as possible.

3) Receive your funds

If a lender is able to make you an offer and you agree to work with them, they may be able to deposit the funds directly into your bank account in as little as 24 hours*. Your loan fees and repayment terms are agreed upon solely between you and the lender, and any questions you may have about those fees or terms should be discussed directly with the lender. is a free resource that brings potential borrowers and potential lenders together. AmeriCash® is not a lender.

There are many lenders that connect to consumers through and each lender offers different types of loan products. Many offer short-term loans with a variety of repayment terms.

Borrowers who are approved by a lender are usually offered somewhere between $250 – $5,000* depending on things like monthly income, how long you’ve been at your job, etc. To help cover the consumer’s needs, lenders offer a variety of financial products, like short-term loans, cash advance loans, payday advances, installment loans, personal loans, lines of credit, title loans, and auto equity loans.

Since AmeriCash® is not a lender, we are not able to provide or advertise the actual terms, rates, annual percentage rates (APRs), or fees associated with the loan you may receive from a lender. The reason for this is that the terms, rates, APRs, and fees vary from lender to lender.

If a lender agrees to work with you, you will be shown this information as a part of the loan terms, by that lender, when you are redirected to their website and presented with a loan offer.

Please review the information the lender provides carefully and make sure that you understand how much money you will receive and how much you are required to pay back.

Each lender should provide you their loan terms clearly and in a way that is easy to understand. If you do not understand the terms of the loan or do not agree with them (including the APR), do not continue or agree to the terms or provide your electronic signature.

You are not obligated to accept the terms for any reason; however, you will not receive the loan if you do not agree. Reach out to your lender directly if you have questions about their loan offer.

If you accept the terms and conditions of the loan offered to you by a lender, you are agreeing to pay that loan back. Partial payment, non-payment or late payment of your loan may result in additional fees, legal collection action, or your failure to pay being reported to a consumer reporting agency.

Every lender has different terms and conditions for their loans. Most lenders are often willing to work with you if you need help. If you have questions or need more information, please call your lender directly. Let them know that you connected with them on and they will be happy to assist. If you have any issue contacting them, please let us know.

Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some options may result in a renewed loan and additional loan fees. Please make sure to review your lender’s renewal policies and make your payment preferences known to your lender. If you have questions or need more information on renewal policies, please call your lender directly. Let them know that you connected with them on and they will be happy to help. If you have any issue contacting them, please let us know.